How to Save Your Home from Foreclosure

The US government has many programs that will assist you in your efforts to avoid foreclosure.

I urge you to seek help or counseling if you fall into this category or you’re just fed up with your home being “under water” and you’re considering just “walking away” and letting the home go to foreclosure.

If your home goes to foreclosure, you will face:

Making Home Affordable Website:


Housing and Urban Development Housing Counselors

  1. 888-995-HOPE (4673)

Housing Finance Agency Innovation Fund for the Hardest Hit Housing Markets (HHF)


FHA Refinance for Borrowers with Negative Equity (FHA Short Refinance)

Home Affordable Unemployment Program (UP)


Home Affordable Modification Program (HAMP)


Home Affordable Refinance Program (HARP)

  1. Lower your interest rate.

Home Affordable Foreclosure Alternative (HAFA)

  1. Short Sale or Deed in lieu sponsored programs

Principle Reduction Alternative Program (PRA)

  1. This website will tell you if your mortgage company participates in PRA.

How to lift and IRS Tax Lien to complete a Successful Short Sale:


  • Inability to secure a new mortgage for a minimum of 5 years
  • Potential Legal Judgments from 2
  • Constant and continual credit collection calls for the next 4 to 6 years
  • 10 years of bad credit reporting per US credit reporting guidelines nd liens or Home Equity Lines of Credit (HELOCs)